Your home is probably the largest expense you will ever have, it’s your castle and your keep – so making sure the building and it’s contents are insured is important. It’s well worth doing some research to see what you actually need covered and at what level. You can save a real fortune by making an annual check of what you have and what you need, and be prepared to change insurance companies regularly. Use a price comparison site to give you the best idea of price, but then ‘phone that company and deal with a real person – we saved £600 by changing companies, with exactly the same cover! We felt pretty stupid for not checking or changing for 8 years… took 30 minutes to save £600.